Privacy Policy
Introduction
Financial Gurus 2020 Limited – Trading as The Finance Hub Limited (we, us, our) complies with the New Zealand Privacy Act 2020 (the Act) when dealing with personal information. Personal information is information about an identifiable individual (a natural person). This policy sets out how we will collect, use, disclose, and protect your personal information.
This policy does not limit or exclude any of your rights under the Act. If you wish to seek further information on the Act, you can contact our Privacy Officer by email at roshni@financehub.co.nz Or visit www.privacy.org.nz for further information.
Changes to this policy
We may change this policy by uploading a revised policy onto the website. The change will apply from the date that we upload the revised policy.
What is personal information?
Personal information is information about an identifiable individual. It includes (but is not limited to) name, address, contact details, date of birth, occupations, payment details, employment history and/or details, education and qualifications, financial information, testimonials and feedback, evidence of source of funds or source of wealth (in some cases) and other information.
Third party collection of information
Where we collect your personal information from someone other than you, we will take reasonable steps to notify you that we have collected your personal information, the purpose of the collection, the intended recipients of the information, the name and address of the agency collecting and holding the information, whether the collection is authorised or required by law and, if so, the law that authorises or requires the collection, and your right to access and request correction of that information, unless an exception applies under the Privacy Act 2020.
We will use your personal information:
● to verify your identity
● to provide services and products to you
● to market our services and products to you, including contacting you electronically (e.g. by call, text, or email for this purpose)
● to improve the services and products that we provide to you
● to respond to communications from you, including a complaint
● to protect and/or enforce our legal rights and interests, including defending any claim
● for any other purpose authorised by you or the Act.
Disclosing your personal information
We may disclose your personal information to:
● Other companies or individuals who assist us in providing services or who perform functions on our behalf (such as mailing houses, hosting and data storage providers, specialist consultants, and legal advisers);
● Product providers (such as but not limited to lenders and insurance companies);
● Financial advisers and financial advice providers who may use our services;
● Other companies or individuals who perform checks (such as but not limited to compliance reviews and audits) that are necessary or desirable under the law on our behalf;
● Other companies, agencies, or individuals that maintain databases against which your identity may be verified, which may include (but are not limited to) the New Zealand Department of Internal Affairs, and New Zealand Transport Agency;
● Social media sites on which we may have a presence;
● Courts, tribunals, and regulatory authorities (such as the Financial Markets Authority, and the Ministry of Justice in New Zealand);
● Office of the Ombudsman, where a complaint relates to official information;
● Any person or agency we believe could assist in responding to a serious privacy breach.
● Office of the New Zealand Privacy Commissioner, where a complaint relates to breach of the Privacy Act 2020;
● Human Rights Commission, where a complaint relates to discrimination;
● CERT NZ, where appropriate to assist with the management of a voluntarily notified privacy breach
● Overseas privacy regulator, where a complaint relates to the actions of an overseas agency; and
● Anyone else to whom you authorise us to disclose it.
Except as described above, we will not disclose your personal information without your written or oral consent, unless we are required to do so by applicable law.
Protecting your personal information
We will take reasonable steps to keep your personal information safe from loss, unauthorised activity, or other misuse. Our software is subject to audits to ensure it is continuing to meet security requirements. All data handled in our software is encrypted in transit and during storage and can only be accessed over secure network connections.
Storing your personal information
We will only retain personal information as long as it is required for the purposes for which the information may lawfully be used. All data stored online is backed up and can be retrieved in the event of data loss or corruption.
Data will sometimes be held on-premise at 15 Jack Conway Avenue, Manukau, Auckland 2104 if it is provided to us outside of our software.
Accessing and correcting your personal information
Subject to certain grounds for refusal set out in the Act, you have the right to access your readily retrievable personal information that we hold and to request a correction to your personal information. Before you exercise this right, we will need evidence to confirm that you are the individual to whom the personal information relates.
In respect of a request for correction, if we think the correction is reasonable and we are reasonably able to change the personal information, we will make the correction. If we do not make the correction, we will take reasonable steps to note the personal information that you requested the correction.
If you want to exercise either of the above rights, email us at roshni@financehub.co.nz. Your email should provide evidence of who you are and set out the details of your request (e.g. the personal information, or the correction, that you are requesting).
Data Breaches
Our Privacy Officer has processes and systems in place in the unfortunate event of a data breach. If such an event occurs, we will promptly identify, report and examine a personal data breach.
Internet use
While we take reasonable steps to maintain secure internet connections, if you provide us with personal information over the internet, the provision of that information is at your own risk.
If you follow a link on our website to another site, the owner of that site will have its own privacy policy relating to your personal information. We suggest you review that site’s privacy policy before you provide personal information.
We use cookies (an alphanumeric identifier that we transfer to your computer’s hard drive so that we can recognise your browser) to monitor your use of the website. You may disable cookies by changing the settings on your browser, although this may mean that you cannot use all of the features of the website.
We may use information about your use of our websites and other IT systems to prevent unauthorised access or attacks on our software. We may utilise services from one or more third-party suppliers to monitor the use of our systems. These third-party suppliers will have access to monitoring and logging information as well as information processed on our websites and other IT systems.
If you are visiting us through our website, Facebook, LinkedIn, Twitter, Instagram, or YouTube, then we collect information about your use and experience on these by using cookies. Cookies are small pieces of information stored on your hard drive or on your mobile browser. They can record information about your visit to the site, allowing it to remember you the next time you visit and provide a more meaningful experience.
When you interact with us through our website, Facebook, LinkedIn, Twitter, Instagram or YouTube, the information collected through the cookies may include:
We will not ask you to supply personal information publicly over Facebook, Twitter, or any other social media platform that we use. Sometimes, we may invite you to send your details to us through a private message, for example, to answer a question. You may also be invited to share your personal information through secure channels to participate in other activities, such as competitions, but we would require your express consent prior to us including you in such activities.
We use Google Analytics software to help measure traffic patterns to, from, and within our website. This service is used to anonymously aggregate website statistics such as the number of page views, the number of visitors, time spent on our site, browser types, and standard entry and exit points into and from the website.
All information is aggregated by Google Analytics and provided to us to help us better understand the usage of our website – no individual visitors are identified. Google Analytics is a leader in the Internet industry, and its systems have been adopted as an accepted website traffic measurement standard amongst major Internet sites. You can learn more about Google Analytics by visiting the following links. http://www.google.com/analytics/, http://www.google.com/intl/en_ALL/privacypolicy.html
This website contains links to other sites. Please be aware that we are not responsible for the accuracy or the privacy practices of such sites. This privacy policy applies solely to information collected on this website.
If you currently subscribe to our newsletter and you no longer wish to receive it, you may unsubscribe by contacting us using the contact details at the bottom of this page or by clicking on the ‘Unsubscribe’ link at the bottom of our newsletter.
We are happy to provide you with access to any personal information that we hold about you. If it is incorrect, please ask us to correct it by contacting us at the details provided at the bottom of this page.
If at any time you would like to opt out of receiving any correspondence from us or would like your personally identifiable information removed from our database, please contact us using the details at the bottom of this page, and we will honor your request.
If you would like to know more about how we collect, record, store, and use any personally identifiable information you provide to us, or if you would like a full copy of our Privacy Policy provided to you, please get in touch using the details below.
Email: finance@financehub.co.nz
Phone: +64 211 054 718
Phone: +64 211 784 183
Address:
15 Jack Conway Avenue, Manukau City Centre, Auckland 2104
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